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Renting Car with Insurance and Without Insurance in Pakistan

Renting a car in Pakistan is essential if planning to explore this magnificent country. By renting car with insurance and without insurance in Pakistan it is possible to effortlessly drive around the major cities like Lahore, Islamabad, Karachi, and others.

Whether you plan to travel with the whole family to visit a historic landmark or prefer to travel alone for a bit of retail therapy, you are certain to find a great vehicle to rent that matches the specific needs. From passenger vans, SUVs, minivans to hybrids, and convertibles and luxury cars there is something available to make sure you are able to safely travel the cities of Pakistan.

But with its high population and congested streets, especially in urban areas, it is important to be safe on the streets and observe the traffic rules while also looking to put in place suitable insurance coverage.


Renting a car with insurance gives the extra piece of mind in knowing that your financial losses are covered in the event of suffering from a loss on the road. Most insurance policies offered by the rental companies can include some sort of protection. But, in Pakistan auto insurance isn’t mandatory, which gives the option to buy a certain level of insurance to match the needs or purchase none. But it is generally advisable to invest in at least the basic minimum coverage to ensure the protection is there for damage or theft.

When looking at the possibility of renting car with insurance and without insurance in Pakistan, most of the rental companies offer damage or theft coverage to the rental vehicle. However, there is the option to upgrade the insurance coverage to include extra losses, such as damage resulting from collisions, total loss of the vehicle, fire, theft, and burglary. Plus the coverage provided under the terms and conditions of the insurance is generally limited to provide coverage within the rental area.

Insurance charges are specific to the type and model of car rental. Small cars with less driving performance will of course attract the most competitive rates.

Even if the car rental agreement includes cover for general damage and third party liability it will be the responsibility of the renter to cover the cost of other expenses should more significant damage be caused to the vehicle while in control. Getting caught up in an accident can be expensive when adequate coverage isn’t in place, especially when you consider the need to cover the expense of the garage repair period, depreciation, and actual damage.

Renting Manual or Automatic Vehicle ~ pros and cons


When you rent a car, especially on a vacation, you will have independence and flexibility to move around as you like. However, you should be careful with your vehicle selection if you want to make the most of your time. For this, it would be good to consider factors such as automatic or manual (stick shift) drive, environmental friendliness, optional trappings such as child seat or GPS, and more. You can find some useful information below if you are having a hard time deciding on a manual or automatic car.

Renting Manual or Automatic Car Pros and Cons


Automatic cars are the most popular option for renters and with good reason, especially for first timers. There are lots of benefits to driving an automatic, but if you have experience with a stick shift you will know that they are fun to drive.

Manual Pros:

It will be more engaging to drive a manual.

You will have superior control, especially during the cold weather. You would control gears, which makes it a lot easier when it’s time to slow down/stop.

Manuals are more fuel efficient to drive, so you will use much less power.

The manual cars are not as popular as the automatics, which mean you can worry less about someone stealing your rental.

 Manual Cons:

It can be very uncomfortable for you to work the clutch constantly when driving a manual vehicle, especially if you’re driving in high-traffic areas. If you are doing this for a long time, you could experience pain in your joints and muscles.

You have to deal with an extra pedal and remove one hand from the wheel in order to shift gears when driving a manual.

It could take some time for you to learn how to drive a manual car. If this is your first time, you should not expect to just drive one of these rental cars off the lot.

 Automatic Pros:

An automatic usually gives a smoother ride and is less stressful to drive.

It will be a lot easier for you to drive an automatic because its transmission will do the shifting for you. This means no tedious shifting of gears in commuter traffic.

You are going to be more comfortable when driving one of the automatics because you only have to work with two pedals. You could also rest your left foot all of the time.

You can keep your two hands on the wheel of an automatic car, which adds more safety to your driving, especially if you are a new driver.

Automatic Cons:

If you are renting an automatic vehicle for long periods, then you should expect to do more maintenance.

When driving an automatic, you have to depend on the torque convertor in order to switch gears.

Hopefully, these renting manual or automatic car pros and cons will make it easier for you to choose the right vehicle.