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Renting Car with Insurance and Without Insurance in Pakistan

Renting a car in Pakistan is essential if planning to explore this magnificent country. By renting car with insurance and without insurance in Pakistan it is possible to effortlessly drive around the major cities like Lahore, Islamabad, Karachi, and others.

Whether you plan to travel with the whole family to visit a historic landmark or prefer to travel alone for a bit of retail therapy, you are certain to find a great vehicle to rent that matches the specific needs. From passenger vans, SUVs, minivans to hybrids, and convertibles and luxury cars there is something available to make sure you are able to safely travel the cities of Pakistan.

But with its high population and congested streets, especially in urban areas, it is important to be safe on the streets and observe the traffic rules while also looking to put in place suitable insurance coverage.


Renting a car with insurance gives the extra piece of mind in knowing that your financial losses are covered in the event of suffering from a loss on the road. Most insurance policies offered by the rental companies can include some sort of protection. But, in Pakistan auto insurance isn’t mandatory, which gives the option to buy a certain level of insurance to match the needs or purchase none. But it is generally advisable to invest in at least the basic minimum coverage to ensure the protection is there for damage or theft.

When looking at the possibility of renting car with insurance and without insurance in Pakistan, most of the rental companies offer damage or theft coverage to the rental vehicle. However, there is the option to upgrade the insurance coverage to include extra losses, such as damage resulting from collisions, total loss of the vehicle, fire, theft, and burglary. Plus the coverage provided under the terms and conditions of the insurance is generally limited to provide coverage within the rental area.

Insurance charges are specific to the type and model of car rental. Small cars with less driving performance will of course attract the most competitive rates.

Even if the car rental agreement includes cover for general damage and third party liability it will be the responsibility of the renter to cover the cost of other expenses should more significant damage be caused to the vehicle while in control. Getting caught up in an accident can be expensive when adequate coverage isn’t in place, especially when you consider the need to cover the expense of the garage repair period, depreciation, and actual damage.